Protect Your Belongings

1. Do You Really Need It?

A landlord’s insurance covers the building, not your belongings. Furniture, electronics, clothing, and jewelry are your responsibility.

Nearly two-thirds of U.S. renters have no coverage for their property or liability.

Before deciding, ask:

  • Could you afford to replace everything you own?

  • Does your lease require coverage?

  • How much would a renters policy cost? (Often less than expected.)

2. What’s at Risk

Replacing everything at once can cost far more than most renters realize.

Renters insurance helps cover:

  • Personal belongings

  • Liability if someone is injured in your unit

  • Guest medical expenses

  • Additional living costs after a covered loss

Optional endorsements are available for higher-value items.

Without coverage, losses are paid out of pocket.

What Our Customers Say:

Larry Trapani was extremely friendly and efficient. He immediately responded to my request and provided a detailed quote in a very short amount of time. Add to that he is very knowledgeable and was able to advise me on how to maximize my coverage where it was most needed while saving money on other items. I can't thank him enough!

Michael B.
Customer Since 2021
Get a quote:
(516) 997-9800

Protect yourself and your business.

Contact us today

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