Coverage vs. Home Value

1. Why pay for home insurance if coverage stopped?

As your home continued to grow in value, the dollar amount your typical home insurance policy would cover to replace or fix your home did not. The gap developed between the market value of your home and your maximum coverage will have to be covered out of your pocket. Also, does your insurance company specialize in High Value Home Insurance?


2. What will your home insurance really pay for if:

  • Fire or other natural disaster

  • Loss of use

  • Jewelry or Fine Arts

  • Liability

For each of these areas of high value home insurance, you need to make sure you have enough protection to cover your potential costs. These need to be reviewed to make sure you’re not paying too much or have too little protection.


What Our Customers Say:

Larry Trapani was extremely friendly and efficient. He immediately responded to my request and provided a detailed quote in a very short amount of time. Add to that he is very knowledgeable and was able to advise me on how to maximize my coverage where it was most needed while saving money on other items. I can't thank him enough!

Michael B.
Customer Since 2021
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(516) 997-9800

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