Laundromat Insurance Since 1964. 1,000+ Covered.

More than 1,000 coin laundry and dry cleaning operations trust Brooks-Waterburn across New York and nationwide. See how much you can save when you switch.
Specialists Who Know Your Business
Decades of hands-on industry experience mean we understand the risks you face and the coverage that fits.
Responsive. Attentive. Dedicated.
We answer when you call and follow up when we say we will. You get personal attention from an agent who actually knows your business.
New York Based. Licensed Nationwide.
Founded in Manhattan in 1964. We handle claims, certificates, and coverage questions directly. Real people. Real care.
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Why Choose Us?

The Right Coverage. The Right Price.

Over 60 years covering businesses and households like yours, with professionals who know your industry.

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Honesty

We only recommend policies that fit your situation. If something does not serve you, we will say so.

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Transparency

Every policy is explained in plain language before you sign. You will know what is covered and why.

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Professionalism

We know our carriers inside and out. When you need anything, you reach a person who handles it.

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Thoughtfulness

We take the time to understand your operation. The result is coverage built around your actual exposure.

One Broker. Every Carrier Option.

We work with multiple carriers to shop your policy across the market, so you get coverage and rates built around your business, not a one-size-fits-all package. As an independent broker, we answer to you, and we keep looking until the fit is right.

The Agent on Your Account Answers.

When you call with a claim or a question, you reach someone who already knows you personally, your policy, and your industry. No explaining from scratch. That is how we have kept clients for decades.

Frequently Asked Questions

Most business owners and individuals want to understand their coverage options before committing to anything. We have answered the questions we hear most often, from policy costs and coverage requirements to what working with an independent broker looks like in practice. If your question is not listed here, reach out to us directly. A brief conversation is almost always more useful than making an important coverage decision without the full picture.

Laundromat insurance costs vary depending on the size of your operation, your location, your equipment value, and your claims history. Most laundromat owners pay between $1,500 and $4,000 per year for a complete policy. The best way to find out your rate is to request a quote. We will review your existing policy and show you exactly where you stand.

A standard laundromat policy includes general liability, commercial property, equipment breakdown, and business interruption coverage. Depending on how your business is set up, you may also need workers' compensation if you have employees. We review your actual setup before recommending anything.

In most states, including New York, workers' compensation is required as soon as you have any employees, including part-time workers. Failing to carry it can result in fines and leave you personally exposed if a worker is injured on the job. We can set up coverage quickly and make sure you are compliant.

Yes. While we are headquartered on Long Island, NY, we are licensed to write commercial insurance across the United States. We currently cover businesses in dozens of states.

An independent broker works with multiple insurance carriers rather than being tied to one company. That means we can shop your policy across carriers to find the best combination of coverage and price for your situation. Unlike captive agents, we are not limited to one carrier's products.

For most small businesses, we can have a quote ready within one business day. For more complex or hard-to-place risks, it may take two to three days to get the right options in front of you. We keep you updated throughout.

Yes, and we do this often at no charge. Bring us your declarations page, and we will walk through what you have, identify any gaps, and let you know how your rate compares to what we can offer. There is no obligation to switch.

Yes. We work with laundromat owners, convenience store operators, and other small business owners who operate more than one location. We can structure a single policy or coordinated coverage that handles all of them efficiently.

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(516) 997-9800

Ready to talk when you are.

Contact us today

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